Loan App Checklist

Items Needed for a Home Loan in 2023


  • Last 2 check stubs from each employer (all borrowers)

  • Proof of all other income; SSI, Disability, Retirement, Child Support, Alimony etc.

  • Annual Award Letters for ALL Government checks (2 years).


EMPLOYMENT

  • Name and address of all employers for each borrower (2 years). Copy of DD214 (Veterans) or Proof of Service Statement (Active Duty)


ASSETS

  • 2 most recent bank statements from all accounts (all pages, front and back)

  • 401K or retirement statements


TAXES

  • Last filed Tax Returns (2 years, all borrowers)

  • W2 statements (2 years, all borrowers)


HOUSING

  • Current Mortgage Statement or Landlord information

  • Copy of Promissory Note for the current home loan

  • Proof of Homeowner’s Insurance


MISC

  • 2 forms of Identification for all borrowers. $30 Credit Check fee per person, or if married $48 (Debit or Credit).


Email all documents to luckett21@yahoo.com. If there are any questions, please call 619.825.9560 for assistance, and thank you for choosing Destiny Six Financial Real Estate and Mortgage.

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